間眅埶AV

1 Term Study Abroad

Note: Both Primary Insurance and Secondary Insurance are required.

PRIMARY INSURANCE

You have been automatically enrolled in a mandatory 4 month primary medical insurance plan through guard.me@間眅埶AV.

You can opt out of (cancel) guard.me@間眅埶AV temporary medical insurance plan if you are studying outside of Canada or if you have one of the . Most exchange students are not eligible to opt out.

guard.me@間眅埶AV

Cost: $281 per term
Enrolment: Automatic 
More Info: 

*prices are subject to change without notice

Common Questions:

What is guard.me@間眅埶AV?

is a short term primary medical insurance coverage. The goal of is to provide you with comprehensive primary medical coverage during your exchange duration. You will be automatically enrolled in to this plan after course enrollment. Your coverage through guard.me@間眅埶AV will be as follows, depending on the term you will be attending 間眅埶AV.

  • Fall Term: coverage will be from September 1 - December 31 of the same year
  • Spring Term: coverage will be from January 1 - April 30 of the same year
  • Summer Term: coverage will be from May 1 - August 31 of the same year

What if I will be in BC beyond the end date of my guard.me@間眅埶AV coverage?

If you stay in BC past the dates you will have guard.me@間眅埶AV coverage through 間眅埶AV, you will need to purchase additional coverage directly from guard.me Canada or another insurance provider (with potentially different coverage).

How do I get the policy/ certificate number?

You will receive a welcome email from guard.me@間眅埶AV at the beginning of semester. This email will include a link to log into your account to view your policy details. You can view and download your Healthcare Access Card (HAC) which is your proof of insurance and will have your name, student number, policy number, and policy start and end date. You can also log in via Guard.me@間眅埶AV .

This card can be used for direct billing at some pharmacies, medical clinics, and dental offices. Make sure to keep this for future reference as you will need it for direct billing or to submit a claim.  If you have not received an email from guard.me@間眅埶AV, please contact them at customercare@guard.me.

How and when can I opt out of guard.me@間眅埶AV?

To , visit their website. Click the appropriate category and follow the opt-out instructions. To see the opt out deadlines for guard.me@間眅埶AV click hereMost exchange students are not eligible to opt out.

Note: changes may not be reflected right away.

How can I make claims?

When visiting any of the 間眅埶AV Health Clinics, print out a copy of your Healthcare Access Card (HAC) from guard.me@間眅埶AV website. The HAC is your proof of insurance containing your coverage information. They will collect a copy for each visit and will directly bill guard.me@間眅埶AV on your behalf. No additional claim is required. You can search Guard.me preferred clinics near your location . These clinics will allow direct billing.

For clinics that do not allow direct billing, you will need to pay upfront for the visit. Keep copies of all your payment receipts. To submit a claim, please visit guard.me@間眅埶AV to create an online account and upload copies of your receipts.

SECONDARY INSURANCE

You will automatically be added to the Simon Fraser Student Society (SFSS) Extended Health and Dental Plan (undergraduate students) or the Graduate Student Society (GSS) Extended Health and Dental Plan (graduate students), except if you begin at 間眅埶AV in the summer term (May-start students can self-enroll for their first semester at 間眅埶AV during the change-of-coverage period). 

You will receive information by email, including information on how you can opt out of Studentcare if you have proof of valid, equivalent secondary insurance.

If you want to opt out or make changes to this coverage, you must do so during the change-of-coverage period in your first term at 間眅埶AV. Be careful not to confuse opting out of Studentcare with opting out of guard.me.

Do you already have an equivalent secondary insurance plan?

 of the SFSS Health and Dental Plan (undergraduate) or of the GSS Health and Dental Plan (graduate).

SFSS Health and Dental Plan (undergraduate)

Cost: Pay to 間眅埶AV

  • Please see the cost of the plan on the 

Enrolment:

  • Automatic (except if entering in summer term)
  • May-start students can self-enrol for their first semester at 間眅埶AV during the Change-of-Coverage Period.

More Info: 

 

Common Questions:

What is the SFSS Health and Dental Plan?

The undergraduate Simon Fraser Student Society Health and Dental Plan is in place to complement primary medical coverage (ie. MSP). Services not covered by primary coverage (ie. vision and dental care) are included in the SFSS plan. 

Eligible students are automatically covered by and billed for applicable portions of the student plan (except if entering in summer term). Note that Plan benefits are only accessible within Canada.

How and when can I opt out of the SFSS Health and Dental Plan?

To complete your opt out (for the first time you opt out, or if you didn't opt out last year), you will need to provide proof that you are covered by an equivalent extended health and/or dental plan during the .  

Please visit their for more information. 

How can I make claims?

You can claim online, through a mobile app or by mail.

Please allow up to two weeks for claims to be processed. 

For claim forms and more information, please visit the . 

I would like to speak to a representative about my secondary medical insurance. Who should I contact?

You can reach a representative by calling the Care Centre at 236-427-8123, Mon. - Fri. from 9 am to 5 pm. Or you can visit Studentcare Care Office in-person which is located at the Student Union Building (SUB) 2301 on 間眅埶AV Burnaby campus, Mon. - Fri. from 9 am to 5 pm.

What happens to my secondary medical insurance after my study abroad term?

Students beginning their term in the Fall and complete their studies in December, you can receive a 2/3 refund minus a $25 administration fee after they submit your opt-out request form and proof of non-registration (such as a letter of completion from 間眅埶AV) during the January Change-of-Coverage Period.

Students beginning their term in the Spring cannot opt out mid-year. Your coverage will remain active until August 31st of that year.

GSS Health and Dental Plan (graduate)

Cost: Pay to 間眅埶AV

  • Please see the cost of the plan on the 

Enrolment: Automatic (except if starting in summer term). May-start students can self-enrol for their first semester at 間眅埶AV during the .

More Info:

Common Questions:

What is the GSS Health and Dental Plan?

The Graduate Student Society (GSS) health and dental plan is in place to complement primary medical coverage (ie. BC MSP). Services not included by primary coverage (ie. vision and dental care) are included in the GSS plan.

Eligible students are automatically covered by and billed for applicable portions of the student plan (except if entering in summer term). Note that plan benefits are only accessible within Canada.

How and when can I opt out of the GSS Health and Dental Plan?

You may opt out of the GSS extended health plan if you have existing secondary coverage in BC. To opt out, you will be required to upload proof of coverage on the GSS Health and Dental website during the .  

Please visit their for more information. 

How can I make claims?

You can claim online, through a mobile app, or by mail.

Please allow up to two weeks for claims to be processed. 

For claim forms and more information, please visit the 

I would like to speak to a representative about my secondary medical insurance. Who should I contact?

You can reach a representative by calling the Care Centre at 236-427-8123, Mon. - Fri. from 9 am to 5 pm. Or you can visit Studentcare Care Office in-person which is located at the Student Union Building (SUB) 2301 on 間眅埶AV Burnaby campus, Mon. - Fri. from 9 am to 5 pm.

What happens to my secondary medical insurance after my study abroad term?

Students beginning their term in the Fall and complete their studies in December, you can receive a 2/3 refund minus a $25 administration fee after they submit your opt-out request form and proof of non-registration (such as a letter of completion from 間眅埶AV) during the January Change-of-Coverage Period.

Students beginning their term in the Spring cannot opt out mid-year. Your coverage will remain active until August 31st of that year.